The liability insurance provided through membership in USA Wrestling requires that all wrestlers and coaches carry current memberships. Theoretically, if even one wrestler or coach does not have a current membership, and even if that individual were not involved in an incident that resulted in some liability to the club and its members, that individual's participation in practice or competition could invalidate the liability insurance coverage for the club and members.

Clubs and their memberships should carefully consider their exposure in allowing members to participate in practices without first purchasing USAW memberships, whether it is the first week of the season or the last.